Tendencias actuales de investigación en las FinTech

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dc.contributor.advisorVelásquez Henao, Juan David
dc.contributor.authorValencia Arango, Maria Victoria
dc.contributor.researchgroupBig Data y Data Analyticsspa
dc.date.accessioned2023-06-22T13:28:02Z
dc.date.available2023-06-22T13:28:02Z
dc.date.issued2023-06-18
dc.descriptionilustraciones, diagramas, mapasspa
dc.description.abstractEn este trabajo final se presenta un análisis de las principales temáticas de investigación en las que ha evolucionado las FinTech; para ello, se analizaron los períodos 2015 a 2018 y 2019 a 2021; como resultado, se encontraron cinco áreas temáticas para el primer período (crowdfunding, banca comercial, blockchain, modelo de negocio, inclusión financiera) y diez para el segundo período (blockchain, inclusión financiera, inteligencia artificial, regulación financiera, banca comercial, servicios financieros, IoT, innovación, pagos móviles, big data); se encontró que se abordan principalmente desarrollos como blockchain en aplicaciones de economía digital asociados a modelos de negocio que permita a sus usuarios acceder a préstamos de manera fácil y rápida por medio del crowdfunding, peer to peer lending y pagos móviles; adicionalmente, se encontraron evidencias que las innovaciones tecnológicas y su apalancamiento en la inteligencia artificial, ha permitido desarrollar servicios de asesoramiento robótico, logrando integrar estas aplicaciones y dando solución a necesidades, enfocándose en la toma de decisiones y mejoramiento de los procesos de inversión. El análisis de la relevancia en el tiempo de las palabras clave indica para el año 2021 los temas más relevantes están relacionados con blockchain (para la economía digital y criptomonedas), crowdfunding, inclusión financiera, inteligencia artificial, banca comercial, servicios financieros, IoT, pagos móviles y big data. Finalmente, se sugiere cómo aportar desde la analítica ese conocimiento proponiendo una agenda para futuras investigaciones, donde se abordan temas sobre la ciencia de datos para la toma de decisiones en tiempo real, criptomonedas, servicios de asesoramiento robótico que permitan mejorar la toma de decisiones y los comportamientos de inversión. (Texto tomado de la fuente)spa
dc.description.abstractThis final paper presents an analysis of the main research topics in which FinTech has evolved; for this purpose, the periods 2015 to 2018 and 2019 to 2021 were analyzed; as a result, five thematic areas were found for the first period (crowdfunding, commercial banking, blockchain, business model, financial inclusion) and ten for the second period (blockchain, financial inclusion, artificial intelligence, financial regulation, commercial banking, financial services, IoT, innovation, mobile payments, big data); it was found that developments such as blockchain are mainly addressed in digital economy applications associated with business models that allow their users to access loans easily and quickly through crowdfunding, peer to peer lending and mobile payments; additionally, evidence was found that technological innovations and their leverage in artificial intelligence, has allowed the development of robotic advisory services, managing to integrate these applications and providing solutions to needs, focusing on decision making and improvement of investment processes. The analysis of the relevance in time of the keywords indicates for the year 2021 the most relevant topics are related to blockchain (for the digital economy and cryptocurrencies), crowdfunding, financial inclusion, artificial intelligence, commercial banking, financial services, IoT, mobile payments and big data. Finally, it is suggested how to contribute from analytics that knowledge by proposing an agenda for future research, where topics on data science for real-time decision making, cryptocurrencies, robotic advisory services to improve decision making and investment behaviors are addressed.eng
dc.description.curricularareaÁrea Curricular de Ingeniería de Sistemas e Informáticaspa
dc.description.degreelevelMaestríaspa
dc.description.degreenameMagister en Ingeniería - Analíticaspa
dc.description.researchareaAnalítica Financieraspa
dc.format.extent61 páginasspa
dc.format.mimetypeapplication/pdfspa
dc.identifier.instnameUniversidad Nacional de Colombiaspa
dc.identifier.reponameRepositorio Institucional Universidad Nacional de Colombiaspa
dc.identifier.repourlhttps://repositorio.unal.edu.co/spa
dc.identifier.urihttps://repositorio.unal.edu.co/handle/unal/84048
dc.language.isospaspa
dc.publisherUniversidad Nacional de Colombiaspa
dc.publisher.branchUniversidad Nacional de Colombia - Sede Medellínspa
dc.publisher.facultyFacultad de Minasspa
dc.publisher.placeMedellín, Colombiaspa
dc.publisher.programMedellín - Minas - Maestría en Ingeniería - Analíticaspa
dc.relation.indexedRedColspa
dc.relation.indexedLaReferenciaspa
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dc.rights.accessrightsinfo:eu-repo/semantics/openAccessspa
dc.rights.licenseReconocimiento 4.0 Internacionalspa
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/spa
dc.subject.ddc000 - Ciencias de la computación, información y obras generalesspa
dc.subject.ddc330 - Economía::332 - Economía financieraspa
dc.subject.lembAnálisis Clusterspa
dc.subject.lembCluster analysiseng
dc.subject.lembFinancial analysiseng
dc.subject.lembAnálisis financierospa
dc.subject.proposalFinTecheng
dc.subject.proposalBlockchaineng
dc.subject.proposalCrowdfundingeng
dc.subject.proposalBanca digitalspa
dc.subject.proposalDigital bankingeng
dc.subject.proposalCriptomonedasspa
dc.subject.proposalCryptocurrencieseng
dc.subject.proposalInclusión financieraspa
dc.subject.proposalFinancial inclusioneng
dc.subject.wikidataInteligencia digitalspa
dc.titleTendencias actuales de investigación en las FinTechspa
dc.title.translatedCurrent research trends in FinTecheng
dc.typeTrabajo de grado - Maestríaspa
dc.type.coarhttp://purl.org/coar/resource_type/c_bdccspa
dc.type.coarversionhttp://purl.org/coar/version/c_ab4af688f83e57aaspa
dc.type.contentTextspa
dc.type.driverinfo:eu-repo/semantics/masterThesisspa
dc.type.redcolhttp://purl.org/redcol/resource_type/TMspa
dc.type.versioninfo:eu-repo/semantics/acceptedVersionspa
dcterms.audience.professionaldevelopmentEstudiantesspa
dcterms.audience.professionaldevelopmentInvestigadoresspa
dcterms.audience.professionaldevelopmentMaestrosspa
oaire.accessrightshttp://purl.org/coar/access_right/c_abf2spa

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