Conocimiento y bienestar financiero: evidencia a partir de un estudio de caso en la zona rural de Tolima – Colombia
| dc.contributor.advisor | Gómez Portilla, Karoll Yucelly | spa |
| dc.contributor.author | Cárdenas Piragauta, Jhon Sebastian | spa |
| dc.date.accessioned | 2020-03-06T15:25:34Z | spa |
| dc.date.available | 2020-03-06T15:25:34Z | spa |
| dc.date.issued | 2019-06-14 | spa |
| dc.description.abstract | Este documento estudia el impacto de la educación financiera, medida a través de tres componentes: Comportamientos, Conocimientos y actitudes, sobre el bienestar financiero, empleando información de 404 habitantes de los municipios rurales de Ataco, Planadas y Rioblanco, ubicados en el sur del Tolima, con datos recolectados en 2016 en una iniciativa de la Agencia de los Estados Unidos para el Desarrollo Internacional (USAID) y el Banco de la República, en unión con la Universidad de Ibagué. Empleando OLS se concluye que la educación financiera tiene impactos positivos y significativos sobre el bienestar financiero, en especial en los componentes relacionados con los conocimientos y comportamientos financieros, estos resultados permanecen constantes al emplear estimación por variable instrumental. Así mismo, hay evidencia estadística para señalar que, si se busca que estrategias encaminadas a mejorar la cobertura bancaria generen impactos positivos sobre el bienestar financiero, estas deben estar acompañadas de políticas orientas a la mejora de la educación financiera, así como de una mejor comunicación y entendimiento entre entidades bancarias y usuarios. | spa |
| dc.description.additional | Magíster en ciencias económicas | spa |
| dc.description.degreelevel | Maestría | spa |
| dc.format.extent | 76 | spa |
| dc.format.mimetype | application/pdf | spa |
| dc.identifier.uri | https://repositorio.unal.edu.co/handle/unal/75922 | |
| dc.language.iso | spa | spa |
| dc.publisher.branch | Universidad Nacional de Colombia - Sede Bogotá | spa |
| dc.publisher.department | Escuela de Economía | spa |
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| dc.rights | Derechos reservados - Universidad Nacional de Colombia | spa |
| dc.rights.accessrights | info:eu-repo/semantics/openAccess | spa |
| dc.rights.license | Atribución-NoComercial 4.0 Internacional | spa |
| dc.rights.spa | Acceso abierto | spa |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc/4.0/ | spa |
| dc.subject.ddc | Economia | spa |
| dc.subject.proposal | Bienestar financiero | spa |
| dc.subject.proposal | Educación financiera | spa |
| dc.subject.proposal | Inclusión financiera | spa |
| dc.title | Conocimiento y bienestar financiero: evidencia a partir de un estudio de caso en la zona rural de Tolima – Colombia | spa |
| dc.type | Trabajo de grado - Maestría | spa |
| dc.type.coar | http://purl.org/coar/resource_type/c_bdcc | spa |
| dc.type.coarversion | http://purl.org/coar/version/c_ab4af688f83e57aa | spa |
| dc.type.content | Text | spa |
| dc.type.driver | info:eu-repo/semantics/masterThesis | spa |
| dc.type.version | info:eu-repo/semantics/acceptedVersion | spa |
| oaire.accessrights | http://purl.org/coar/access_right/c_abf2 | spa |