La pensión del incapacitado permanente parcial: una necesidad ante la deficiencia o discapacidad que le impida o le limite la fuerza de trabajo para procurarse un ingreso digno

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Autores

Gómez Campos, Wilter Antonio

Director

Corredor Avendaño, Leonardo

Tipo de contenido

Trabajo de grado - Maestría

Fecha de publicación

2023

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Abstract

Due to the regulation that currently exists in Colombia, regarding the payment of temporary economic benefits (disabilities), both in the field of the Health System, the Pension System, and in the field of Occupational Risks. Like the regulation that exists in these last two fields on the issue of disability pension. It is necessary to ask ourselves, should a definitive economic benefit be consecrated in favor of the affiliate who is over 50 years of age, and who, suffering from a chronic health condition that does not allow him to return to work, that is, remains disabled, does not reach the minimum percentage of 50% loss of work capacity? New questions arise from the previous question, such as: 1. How convenient is it for the employer to have an employee who enjoys indefinite disability for work power, but who does not reach the minimum percentage of 50% of PCL? 2. How viable is it for the health system, in the case of contingencies of a common nature, to carry an economic benefit indefinitely, after day 540 of disability? 3. How viable is it for the Occupational Hazards system, in the case of contingencies of a labor nature, to carry an economic benefit indefinitely, after day 720 of disability? 4. Can health professionals refrain from granting the issuance of disability to members of the Comprehensive Social Security System, regardless of the risk, for having exceeded the maximum legal term of disability? Among the essential purposes of the State are the protection and effectiveness of labor and social rights. Likewise, in articles 48 and 53 of the National Constitution, the guarantee of social security is indicated from the point of view of integrality. We could affirm that an insured person over 50 years of age, regardless of origin, when he suffers from a series of incurable organic or functional alterations or of an unforeseeable duration, which prevent him from performing his usual job or another similar one compatible with his skills and professional training, and remains in a condition of permanent disability, but does not reach 50% PCL. You must be subject to state protection, which we could call temporary disability pension. For which, the loss of "partial work capacity" must be declared (understanding partial, the Loss of Work Capacity below 50%, but not less than 40%), which at first would be non-definitive, being granted for a period of two continuous years. If after two years the member's health conditions subsist, the pension will go from being temporary to being permanent, however, the entity, whether it is a pension fund or an occupational risk administrator, may review the disability when it deems it necessary. , if there are grounds to presume that the conditions that determined its granting have changed.

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